Profit in the latest available month
June 2026 · fictional data
The answer: Acme made $150,642.16 in net profit in June 2026, the latest month available in this sample data.
Managed business intelligence for smaller organizations
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Owner Insights AI turns complex financial, sales and operational information into clear answers, useful visualizations and practical recommendations—so you can understand what is happening and decide what to do next.
We use AI to connect the information you already have to the questions you need answered.
See the example answersYes, even a micro business can use the AI product. Getting it ready is a separate, hands-on service: we work with you or your bookkeeper to gather data securely, set up questions, and test the answers. Setup generally takes two to three months. Afterward, you can update your data yourself or have our team update and check it each month.
Annual revenue · choose the product with self-managed data updates.
Annual revenue · use your team or ours to keep answers current.
Annual revenue · expand questions across reports and roles.
Revenue bands are examples, not eligibility rules. Setup scope depends on your data; monthly data management is optional.
Get a quick answer to a specific question, or request a detailed report. Select an example to see the kind of answer Owner Insights AI can prepare from connected business information.

June 2026 · fictional data
The answer: Acme made $150,642.16 in net profit in June 2026, the latest month available in this sample data.
Recognized revenue · January 2022 through June 2026 · fictional data
The answer: Owen Hartley generated the most recognized revenue in the period.
Contribution profit margin · January 2022 through June 2026 · fictional data
The answer: Direct countertop sales had the highest contribution profit margin of the direct product lines.
Recognized revenue · January 2022 through June 2026 · fictional data
The answer: Kitchen remodel projects generated $12,180,645 in recognized revenue over the period.
January 1–June 30, 2026 · compared with January–June 2025 · fictional data
What changed: Revenue rose $600,440.05 from the same six months in 2025. Acme moved from a $118,310.15 net loss to a $110,298.58 net profit. June was the strongest month in this period, with $150,642.16 in net profit; the six-month total is lower because January and February had losses.
January through June in each year. Costs and expenses are shown as positive amounts deducted from the preceding line. Parentheses indicate a loss or a decrease.
| Line item | 2026 actual | 2025 actual | Change |
|---|---|---|---|
| Recognized revenue | $3,025,750.00 | $2,425,309.95 | $600,440.05 |
| Cost of goods sold | $1,785,192.50 | $1,431,293.56 | $353,898.94 |
| Gross profit | $1,240,557.50 | $994,016.39 | $246,541.11 |
| Attributed costs below gross profit | $34,606.57 | $42,041.58 | ($7,435.01) |
| Contribution profit | $1,205,950.93 | $951,974.81 | $253,976.12 |
| Other operating expenses before D&A | $997,174.17 | $981,631.88 | $15,542.29 |
| EBITDA | $208,776.76 | ($29,657.07) | $238,433.83 |
| Depreciation and amortization | $50,000.00 | $46,530.62 | $3,469.38 |
| Interest expense | $18,000.00 | $15,183.68 | $2,816.32 |
| Income tax provision | $30,478.18 | $26,938.78 | $3,539.40 |
| Net profit (net income) | $110,298.58 | ($118,310.15) | $228,608.73 |
This shows how the six-month net result developed. Monthly net profit can be positive even when earlier losses reduce the year-to-date figure.
| 2026 | Revenue | Gross profit | EBITDA | Net profit | Net margin |
|---|---|---|---|---|---|
| January | $117,673.50 | $47,196.69 | ($114,019.05) | ($129,406.26) | (110.0%) |
| February | $415,028.36 | $169,751.98 | $8,536.24 | ($6,850.97) | (1.7%) |
| March | $665,964.12 | $255,682.84 | $83,719.38 | $67,306.35 | 10.1% |
| April | $576,080.59 | $214,041.71 | $42,078.25 | $25,665.22 | 4.5% |
| May | $500,086.98 | $203,092.10 | $20,380.93 | $2,942.08 | 0.6% |
| June | $750,916.45 | $350,792.18 | $168,081.01 | $150,642.16 | 20.1% |
| January–June | $3,025,750.00 | $1,240,557.50 | $208,776.76 | $110,298.58 | 3.6% |
How to read this: Gross profit is revenue less cost of goods sold. Contribution profit additionally deducts attributed costs below gross profit. Other operating expenses exclude those attributed costs, so they are counted once. EBITDA is before depreciation and amortization, interest, and the income tax provision. Net profit is after all of these line items.
Acme is fictional and these five example reports are prepared in advance. You can send a question about Acme; this page does not run live queries against its data.
Explore seven detailed reports, including six based on Acme’s simulated business records and an illustrative tax-planning scenario with questions for a CPA.
Two ways to use your answers
We organize the information you provide and check important calculations against those records. Then you can ask questions through a plugin in your GPT account, or choose a custom dashboard for a visual view of the information that matters to you. We can provide either option or both.
We test answers before a client launch, but AI can still be wrong. Read how we handle accuracy.

Different responsibilities. Different questions.
If you choose a dashboard, we can build views around the questions each authorized person needs answered and the decisions they are responsible for. Access can be limited to the information appropriate to each role.
THE PROBLEM TO SOLVE“I have reports, but I still cannot see what is really driving profit.”
01How profitable are we—really?→
02What will make the biggest difference this year?→
03Can we afford the next hire?→
A practical example
Acme’s owner asks the sales manager who is performing best. The obvious answer is Maya, because she produces the most revenue. But once Owner Insights AI connects sales to products, discounts, gross margins and post-sale adjustments, the more useful answer is Daniel.
That changes the management decision. Instead of simply telling everyone to sell more, Acme can examine Daniel’s product mix and sales process—and teach the rest of the team what is actually producing profit.
See the example answers →Who is our most profitable salesperson?
Daniel Ortiz creates the most gross profit, although Maya Chen has the highest revenue.
Question-first implementation
We can help identify useful first questions, even if you are not sure what to ask. They guide the first data and calculations to prepare; they do not limit the questions you can ask later.

Identify the owners, advisors and managers who need information—and the decisions they are responsible for.
Agree on questions such as profitability, product mix, forecasts, hiring scenarios and exceptions.
Bring together and organize the accounting, sales, customer, project and operational information your team provides.
Create role-specific dashboards, reports, suggested questions and permissions, then test the answers.
Useful answers may also require CRM records, salesperson and product data, project information, payroll, spreadsheets, forecasts and industry-specific systems. We organize what the questions require.
More than access to an AI tool
OpenAI’s financial services and data tools can provide impressive analysis. Our work is to make that capability useful for one organization: discover its questions, prepare the right information, define the calculations, test the answers and help people use the result.
See how Owner Insights AI fits with these tools →From question to decision
These examples show the difference between reporting a number and providing the context needed to act on it.
Who is our most profitable salesperson—not merely our highest seller?
Maya leads revenue, but Daniel creates the most gross profit. In this illustrative comparison, his 33.0% gross margin is 7.4 points higher than Maya’s 25.6%. His product mix is worth investigating before changing the team’s approach.
Flexible financial support
Either path gives Owner Insights AI the reliable, maintained financial foundation it needs.
See how our own need for faster answers led to Owner Insights AI →We work with your existing bookkeeper or financial team to obtain, organize and maintain the information Owner Insights AI requires.
Your bookkeeper stays in placeWe provide the bookkeeping foundation and Owner Insights AI together, keeping the underlying information current, organized and ready to answer your questions.
Bookkeeping + business intelligenceBetter answers. Clearer decisions.
Tell us which decisions are difficult, who needs the answers and where the relevant information currently lives. We’ll determine what an Owner Insights AI implementation would require.
Why is revenue growing while cash is getting tighter?
Which customers, products or services are most profitable?
What would hiring another person do to our cash flow?